Leadership Team

Executive Directors

  • Lee Streets
    Lee Streets Chief Operating Officer

Lee Streets
Chief Executive Officer

Biography

Founding shareholder and director Lee is responsible for setting our vision and strategic objectives, the management of our senior leadership team and engagement across our key stakeholders. 

Lee graduated from Nottingham Business School with a BA Hons in Financial Services and joined the motor finance lender Wagon Finance, which went on to become First National Motor Finance. During his career at First National, Lee held various management roles across sales, new business operations and consumer risk management. 

Lee also spent time seconded to a business transformation team that reported to the executive board. Working with KPMG, the team looked at business process redesign, using then emerging web technologies. This early insight into digital technology has driven Lee’s passion for leveraging competitive advantage through technology and process automation to improve and enrich customer experience and outcomes. 

Lee sits on the FCA Smaller Business Practitioner Panel as representative for consumer credit broker. In 2020, he was named Car Finance Awards ‘Personality of the Year’ for his innovative and market-driving contributions to the motor finance industry. 

  • Jeremy Levine
    Jeremy Levine Group Executive Director

Jeremy Levine
Group Executive Director

Biography

Upon graduating in engineering from the University of Birmingham, Jeremy worked for two and a half years with Baxter Healthcare in product development, sales and marketing. Jeremy then led a small team in a charity fundraising and Guinness Word Record breaking adventure driving a taxi 21,691 miles from London to Cape Town and back. The main sponsor was Lombard Motor Finance.

Jeremy then joined Lombard Motor Finance as a graduate trainee, progressing from Account Executive through Sales Manager and finally Area Manager, responsible for the largest region within the company – 50 members of staff, generating and underwriting £120M+ turnover and £20M+ dealer funding.

Upon being made redundant in November 2002, Jeremy founded Evolution Funding in December 2002 and has loved the journey ever since.

  • Chris Coverdale
    Chris Coverdale Sales Director

Chris Coverdale
Group Sales Director

Biography

After gaining his degree in English Language and Literature from Newcastle University, Chris started his career in motor finance at Lombard Motor Finance in 1997 as an Account Manager.

In 2000 he moved to First National Motor Finance (FNMF) as their Sales & Development Manager, responsible for identifying internal and external training needs, product development and designing delivery programmes.

His change of role in 2002 to National Account Manager saw him join the team responsible for looking after FNMF’s ‘Top 100’ dealer groups.

Chris joined Evolution in 2003 as Account Manager, moving up to take the role of Sales Director in 2013. In August 2020, Chris became Group Sales Director, with overall responsibility for the Regions, Key Accounts, and Leisure.

  • Lee Streets
    Lee Streets Chief Operating Officer

Lee Streets
Chief Executive Officer

Biography

Founding shareholder and director Lee is responsible for setting our vision and strategic objectives, the management of our senior leadership team and engagement across our key stakeholders. 

Lee graduated from Nottingham Business School with a BA Hons in Financial Services and joined the motor finance lender Wagon Finance, which went on to become First National Motor Finance. During his career at First National, Lee held various management roles across sales, new business operations and consumer risk management. 

Lee also spent time seconded to a business transformation team that reported to the executive board. Working with KPMG, the team looked at business process redesign, using then emerging web technologies. This early insight into digital technology has driven Lee’s passion for leveraging competitive advantage through technology and process automation to improve and enrich customer experience and outcomes. 

Lee sits on the FCA Smaller Business Practitioner Panel as representative for consumer credit broker. In 2020, he was named Car Finance Awards ‘Personality of the Year’ for his innovative and market-driving contributions to the motor finance industry. 

  • Jeremy Levine
    Jeremy Levine Group Executive Director

Jeremy Levine
Group Executive Director

Biography

Upon graduating in engineering from the University of Birmingham, Jeremy worked for two and a half years with Baxter Healthcare in product development, sales and marketing. Jeremy then led a small team in a charity fundraising and Guinness Word Record breaking adventure driving a taxi 21,691 miles from London to Cape Town and back. The main sponsor was Lombard Motor Finance.

Jeremy then joined Lombard Motor Finance as a graduate trainee, progressing from Account Executive through Sales Manager and finally Area Manager, responsible for the largest region within the company – 50 members of staff, generating and underwriting £120M+ turnover and £20M+ dealer funding.

Upon being made redundant in November 2002, Jeremy founded Evolution Funding in December 2002 and has loved the journey ever since.

As CEO of the Evolution Funding Group, Jeremy leads strategy, growth, investment and company performance.

  • Chris Coverdale
    Chris Coverdale Sales Director

Chris Coverdale
Group Sales Director

Biography

After gaining his degree in English Language and Literature from Newcastle University, Chris started his career in motor finance at Lombard Motor Finance in 1997 as an Account Manager. 

In 2000 he moved to First National Motor Finance (FNMF) as their Sales & Development Manager, responsible for identifying internal and external training needs, product development and designing delivery programmes. 

His change of role in 2002 to National Account Manager saw him join the team responsible for looking after FNMF’s ‘Top 100’ dealer groups. 

Chris joined Evolution in 2003 as Account Manager, moving up to take the role of Sales Director in 2013. In August 2020, Chris became Group Sales Director, with overall responsibility for the Regions, Key Accounts, and Leisure. 

Leadership Team

  • Keith Bell
    Keith Bell

Keith Bell
Sales Director

Biography

Keith joined Evolution in October 2019, bringing over 20 years of motor finance experience to the role.  

He spent three years with First National Motor Finance before joining Barclays Partner Finance (BPF) in 2003 as an Area Sales Manager and progressing to Regional Sales Manager. In 2014, he became National Accounts Director, with overall responsibility for the relationships and performance of BPF’s national account portfolio. 

Keith oversees the regional sales teams, comprising six Regional Sales Directors and 35+ Account Managers and is responsible for sales growth across all sizes of independent and franchised motor retailers. 

  • Paul Hibbert
    Paul Hibbert Key Accounts

Paul Hibbert
Director of Strategic Partnerships

Biography

Paul began his career in the motor finance industry in 1991, spending twelve years with the Bank of Scotland’s Motor Finance Division, where in 2000 he became the youngest Director across the entire group and went on to lead the group’s subprime business, Finax. 

After joining Evolution Funding in 2012, Paul became our Director of Key Accounts. Tasked with developing relationships with the UK’s Top 100 franchised dealer groups, Paul achieved significant growth, winning some of the UK’s largest top dealer groups and used car supermarkets. 

In August 2020, Paul became Director of Strategic Partnerships, with responsibility for all major retailer development and creation of partnerships with third party dealer technology suppliers. 

  • Alan Smith
    Alan Smith Operations & Projects Director

Alan Smith
Commercial Director

Biography

Alan joined Evolution Funding in February 2015 and has motor trade experience of over 18 years. 

His motor finance expertise dates back to 1999 where he was handed his first finance and insurance dedicated role. 

After progressing through motor dealership positions Alan held Key Account positions with GE Money and GMAC before joining an AM Top 100 dealer group in a F&I and Sales leadership role. 

As Alan has held key positions with mainstream funders, he brings experience in delivering results for both our funding partners and our dealers. 

Alan is responsible for the development of new commercial relationships and all non-dealer related opportunity. He also manages existing Brand Partnership relationships, which includes the UK’s leading car finance comparison and eligibility platforms. 

  • Paul Saggar
    Paul Saggar Chief Innovation Officer

Paul Saggar
Chief Innovation Officer

Biography

Paul joined Evolution in July 2019, bringing to the business over 20 years’ experience in software development, IT infrastructure, data science and digital customer experience development. He has held numerous senior level appointments, including Chief Innovation Officer at Capita Travel and Events, part of Capita plc.

Prior to this, Paul was Group Director of IT for Maybourne Hotel Group, and previous to this, held various positions at HRG including Group Director of Technology and Product Development and, simultaneously, Chief Information Officer (Travel Platform), for HRG’s wholly owned expense management company, Fraedom. Paul has board level oversight of our software development, IT hardware and projects team.

  • Kevin Kaye
    Kevin Kaye

Kevin Kaye
Finance Director

Biography

Kevin joined the Evolution Funding board in February 2019 following investment from mid-market private equity investor LDC.

He brings to the company over 25 years of experience in the F&I industry, holding a number of senior positions in that time.

Kevin is currently FD of Aurajoki Europe Limited – previously part of Dollar Financial Group – at one time the largest payday lender in the UK and owner of The Money Shop.

  • Glen Borrell
    Glen Borrell Financial Controller

Glen Borrell
Financial Controller

Biography

Glen graduated from Canterbury University, New Zealand, in 1999 with a Bachelor of Commerce (Accounting and Management).

He went on to achieve his Chartered Accountancy qualification in 2003 whilst working for PFK Goldsmith Fox, came to the UK in the same year on a holiday visa and remained here.

Since coming to the UK, Glen has held various roles, including Auditor at the Audit Commission, Finance Manager with Virgin Management, FP&A Manager with Close Brothers Motor Finance and Interim Finance Manager with Intraining Group (Newcastle College), finally joining Evolution Funding in January 2016.

  • Adam Small
    Adam Small

Adam Small
Head of Operations

Biography

Adam joined Evolution in June 2019, bringing to the business over 20 years’ experience in financial services, including 17 years in the credit industry at Capital One. He has held multiple senior leadership roles across Operations including Underwriting, Complaints Management, Customer Service, Operations Analysis, and Collections and Recoveries.

Adam’s role brings together our B2B support functions and he leads a program of process development, improvement and automation as well as bringing an analytical approach to decision making and a passion for developing people.

  • Kirsty Watson
    Kirsty Watson

Kirsty Watson
Head of Customer Engagement

Biography

Kirsty joined Evolution in October 2019, bringing with her a wealth of experience in business and IT transformation, stakeholder engagement, performance management, and continuous improvement.  

She has held multiple senior management roles, including Head of Internal Service Operations at O2 and, previous to this, Head of Infrastructure Management at Royal Mail Group. 

Kirsty heads up internal operations for all customer engagement across our Brand Partnership and Evolution Extra divisions and is responsible for the improvement of customer engagement, both online and through our contact centre. 

She holds a degree in Modern Languages and International Relations and is an Associate Chartered Management Accountant.  

  • Lucy Hannant
    Lucy Hannant

Lucy Hannant
Head of Dealer Services

Biography

Lucy started working in the motor industry in 2000, when she joined First National Motor Finance (FNMF) as part of the internal team handling the full finance application process of underwriting through to payouts.

In 2003, Lucy spent nine months in Greece as a tour guide and transfer representative, which allowed her to gain experience in public speaking and build her customer service skills.

Upon returning to the UK, Lucy joined Evolution Funding as part of an original team which has been instrumental in the growth of Evolution. Lucy went on to specialise in document checking and fraud prevention, becoming Payout Team Leader and then Payout Department Manager.

Lucy has been involved in the creation of an efficient paperless payout system, enhancement of DealerZone and development of our e-Sign and Sign Anywhere systems. She has also helped create and deliver our fraud and vulnerable customer training workshops.

As Head of Dealer Services, Lucy oversees Sales Support, Underwriting, and Payouts.

  • Richard Simmonds
    Richard Simmonds Group Legal Counsel

Richard Simmonds
Group Legal Counsel

Biography

Richard joined Evolution Funding in May 2015 as Group Legal Counsel for both the group and all of its associated businesses and trading styles.

He qualified as a solicitor in 2008 and since then has spent his time in private practice, including a spell with the legal profession’s regulator, the Solicitors Regulation Authority.

Whilst in private practice Richard has worked for international and regional law firms specialising in multiple disciplines of law.

He is responsible for the entire legal function at Evolution Funding and handles and coordinates all of the company’s legal requirements.

  • Angela Larkin
    Angela Larkin Head of HR

Angela Larkin
Head of HR

Biography

Angela joined Evolution Funding in October 2014, initially as a consultant and then, with the growth of the company, going on to establish our HR department.

She is responsible for developing policies, procedures and managing our ever-growing team of people across all of our brands.

Angela’s career started at HSBC where she held both specialist and generalist HR roles, including Senior Employee Relations Specialist for 7 years and leading a team as a Senior HR Manager for IT functions.

From there she developed an interim consulting career working with Rolls Royce, Experian and Gala Coral Group, advising on restructures, TUPE, project management and tribunal work.

She holds a degree and a Postgraduate Diploma in Human Resource Management and is a Chartered Member of the CIPD.

  • Sam Osborn
    Sam Osborn Head of Compliance

Sam Osborn
Head of Compliance

Biography

After gaining a BA (Hons) in Financial Services from Nottingham Business School, Sam started her career in motor finance in 1997, joining Lombard Motor Finance as an Account Manager.

In 2000 she moved to First National Motor Finance (FNMF) as an Account Manager before being promoted to Regional Operations Manager at the Leeds office. In 2003 she moved to MotoNovo Motor Finance as an Account Manager, continuing a long career in the industry.

Sam joined Evolution in 2013 and after a year in Underwriting, moved into the compliance role. She oversees the compliance framework for the business and is responsible for the Risk and Compliance committee.

  • Sarah Simpkins
    Sarah Simpkins Marketing Director

Sarah Simpkins
Marketing Director

Biography

Sarah joined Evolution Funding in February 2016 having run her own design and marketing agency since 2005, of which Evolution Funding was a key client. 

The agency’s work was featured in a best-selling business branding book, nominated for a national design award and featured in creative industries magazine Design Week. 

Sarah is responsible for delivering on Evolution’s marketing plans, branding and positioning, internal and external communications, customer journeys, and digital marketing. 

She oversees a team of designers and marketers and works in collaboration with the in-house development team. 

Sarah holds a degree in Social Studies from Newcastle University and an Advanced Certificate from the Chartered Institute of Marketing. 

  • Mitch Satchwell
    Mitch Satchwell

Mitch Satchwell
Head of Technology

Biography

Mitch joined Evolution Funding in 2012. He manages the development of our internal and external software systems, as well as overseeing our IT function. Mitch has been instrumental in taking our technology and innovation to new levels.

Since joining he has built up a development team of thirteen, consisting of highly skilled front and back-end developers and web designers.

Mitch has a range of development experience having previously worked in a software house, in-house, and within an agency environment.

He also holds a degree in Computer Science from the University of Sussex.

  • Keith Bell
    Keith Bell

Keith Bell
Sales Director

Biography

Keith joined Evolution in October 2019, bringing over 20 years of motor finance experience to the role.  

He spent three years with First National Motor Finance before joining Barclays Partner Finance (BPF) in 2003 as an Area Sales Manager and progressing to Regional Sales Manager. In 2014, he became National Accounts Director, with overall responsibility for the relationships and performance of BPF’s national account portfolio. 

Keith oversees the regional sales teams, comprising six Regional Sales Directors and 35+ Account Managers and is responsible for sales growth across all sizes of independent and franchised motor retailers. 

  • Paul Hibbert
    Paul Hibbert Key Accounts

Paul Hibbert
Director of Strategic Partnerships

Biography

Paul began his career in the motor finance industry in 1991, spending twelve years with the Bank of Scotland’s Motor Finance Division, where in 2000 he became the youngest Director across the entire group and went on to lead the group’s subprime business, Finax. 

After joining Evolution Funding in 2012, Paul became our Director of Key Accounts. Tasked with developing relationships with the UK’s Top 100 franchised dealer groups, Paul achieved significant growth, winning some of the UK’s largest top dealer groups and used car supermarkets. 

In August 2020, Paul became Director of Strategic Partnerships, with responsibility for all major retailer development and creation of partnerships with third party dealer technology suppliers. 

  • Alan Smith
    Alan Smith Operations & Projects Director

Alan Smith
Commercial Director

Biography

Alan joined Evolution Funding in February 2015 and has motor trade experience of over 18 years. 

His motor finance expertise dates back to 1999 where he was handed his first finance and insurance dedicated role. 

After progressing through motor dealership positions Alan held Key Account positions with GE Money and GMAC before joining an AM Top 100 dealer group in a F&I and Sales leadership role. 

As Alan has held key positions with mainstream funders, he brings experience in delivering results for both our funding partners and our dealers. 

Alan is responsible for the development of new commercial relationships and all non-dealer related opportunity. He also manages existing Brand Partnership relationships, which includes the UK’s leading car finance comparison and eligibility platforms. 

  • Paul Saggar
    Paul Saggar Chief Innovation Officer

Paul Saggar
Chief Innovation Officer

Biography

Paul joined Evolution in July 2019, bringing to the business over 20 years’ experience in software development, IT infrastructure, data science and digital customer experience development. He has held numerous senior level appointments, including Chief Innovation Officer at Capita Travel and Events, part of Capita plc.

Prior to this, Paul was Group Director of IT for Maybourne Hotel Group, and previous to this, held various positions at HRG including Group Director of Technology and Product Development and, simultaneously, Chief Information Officer (Travel Platform), for HRG’s wholly owned expense management company, Fraedom. Paul has board level oversight of our software development, IT hardware and projects team.

  • Kevin Kaye
    Kevin Kaye

Kevin Kaye
Finance Director

Biography

Kevin joined the Evolution Funding board in February 2019 following investment from mid-market private equity investor LDC.

He brings to the company over 25 years of experience in the F&I industry, holding a number of senior positions in that time.

Kevin is currently FD of Aurajoki Europe Limited – previously part of Dollar Financial Group – at one time the largest payday lender in the UK and owner of The Money Shop.

  • Glen Borrell
    Glen Borrell Financial Controller

Glen Borrell
Financial Controller

Biography

Glen graduated from Canterbury University, New Zealand, in 1999 with a Bachelor of Commerce (Accounting and Management).

He went on to achieve his Chartered Accountancy qualification in 2003 whilst working for PFK Goldsmith Fox, came to the UK in the same year on a holiday visa and remained here.

Since coming to the UK, Glen has held various roles, including Auditor at the Audit Commission, Finance Manager with Virgin Management, FP&A Manager with Close Brothers Motor Finance and Interim Finance Manager with Intraining Group (Newcastle College), finally joining Evolution Funding in January 2016.

  • Adam Small
    Adam Small

Adam Small
Head of Operations

Biography

Adam joined Evolution in June 2019, bringing to the business over 20 years’ experience in financial services, including 17 years in the credit industry at Capital One. He has held multiple senior leadership roles across Operations including Underwriting, Complaints Management, Customer Service, Operations Analysis, and Collections and Recoveries.

Adam’s role brings together our B2B support functions and he leads a program of process development, improvement and automation as well as bringing an analytical approach to decision making and a passion for developing people.

  • Kirsty Watson
    Kirsty Watson

Kirsty Watson
Head of Customer Engagement

Biography

Kirsty joined Evolution in October 2019, bringing with her a wealth of experience in business and IT transformation, stakeholder engagement, performance management, and continuous improvement.  

She has held multiple senior management roles, including Head of Internal Service Operations at O2 and, previous to this, Head of Infrastructure Management at Royal Mail Group. 

Kirsty heads up internal operations for all customer engagement across our Brand Partnership and Evolution Extra divisions and is responsible for the improvement of customer engagement, both online and through our contact centre. 

She holds a degree in Modern Languages and International Relations and is an Associate Chartered Management Accountant.  

  • Lucy Hannant
    Lucy Hannant

Lucy Hannant
Head of Dealer Services

Biography

Lucy started working in the motor industry in 2000, when she joined First National Motor Finance (FNMF) as part of the internal team handling the full finance application process of underwriting through to payouts.

In 2003, Lucy spent nine months in Greece as a tour guide and transfer representative, which allowed her to gain experience in public speaking and build her customer service skills.

Upon returning to the UK, Lucy joined Evolution Funding as part of an original team which has been instrumental in the growth of Evolution. Lucy went on to specialise in document checking and fraud prevention, becoming Payout Team Leader and then Payout Department Manager.

Lucy has been involved in the creation of an efficient paperless payout system, enhancement of DealerZone and development of our e-Sign and Sign Anywhere systems. She has also helped create and deliver our fraud and vulnerable customer training workshops.

As Head of Dealer Services, Lucy oversees Sales Support, Underwriting, and Payouts.

  • Richard Simmonds
    Richard Simmonds Group Legal Counsel

Richard Simmonds
Group Legal Counsel

Biography

Richard joined Evolution Funding in May 2015 as Group Legal Counsel for both the group and all of its associated businesses and trading styles.

He qualified as a solicitor in 2008 and since then has spent his time in private practice, including a spell with the legal profession’s regulator, the Solicitors Regulation Authority.

Whilst in private practice Richard has worked for international and regional law firms specialising in multiple disciplines of law.

He is responsible for the entire legal function at Evolution Funding and handles and coordinates all of the company’s legal requirements.

  • Angela Larkin
    Angela Larkin Head of HR

Angela Larkin
Head of HR

Biography

Angela joined Evolution Funding in October 2014, initially as a consultant and then, with the growth of the company, going on to establish our HR department.

She is responsible for developing policies, procedures and managing our ever-growing team of people across all of our brands.

Angela’s career started at HSBC where she held both specialist and generalist HR roles, including Senior Employee Relations Specialist for 7 years and leading a team as a Senior HR Manager for IT functions.

From there she developed an interim consulting career working with Rolls Royce, Experian and Gala Coral Group, advising on restructures, TUPE, project management and tribunal work.

She holds a degree and a Postgraduate Diploma in Human Resource Management and is a Chartered Member of the CIPD.

  • Sam Osborn
    Sam Osborn Head of Compliance

Sam Osborn
Head of Compliance

Biography

After gaining a BA (Hons) in Financial Services from Nottingham Business School, Sam started her career in motor finance in 1997, joining Lombard Motor Finance as an Account Manager.

In 2000 she moved to First National Motor Finance (FNMF) as an Account Manager before being promoted to Regional Operations Manager at the Leeds office. In 2003 she moved to MotoNovo Motor Finance as an Account Manager, continuing a long career in the industry.

Sam joined Evolution in 2013 and after a year in Underwriting, moved into the compliance role. She oversees the compliance framework for the business and is responsible for the Risk and Compliance committee.

  • Sarah Simpkins
    Sarah Simpkins Marketing Director

Sarah Simpkins
Marketing Director

Biography

Sarah joined Evolution Funding in February 2016 having run her own design and marketing agency since 2005, of which Evolution Funding was a key client. 

The agency’s work was featured in a best-selling business branding book, nominated for a national design award and featured in creative industries magazine Design Week. 

Sarah is responsible for delivering on Evolution’s marketing plans, branding and positioning, internal and external communications, customer journeys, and digital marketing. 

She oversees a team of designers and marketers and works in collaboration with the in-house development team. 

Sarah holds a degree in Social Studies from Newcastle University and an Advanced Certificate from the Chartered Institute of Marketing. 

  • Mitch Satchwell
    Mitch Satchwell

Mitch Satchwell
Head of IT

Biography

Mitch joined Evolution Funding in 2012. He manages the development of our internal and external software systems and has been instrumental in taking our technology and innovation to new levels.

He has since built up a team of ten, consisting of highly skilled front and back-end developers and web designers.

Mitch has a range of development experience having previously worked in a software house, in-house, and within an agency environment.

He also holds a degree in Computer Science from the University of Sussex.