Our direct-to-consumer online finance offering
My Car Credit is our direct-to-consumer offering aimed at customers who wish to apply for finance online.
Using sophisticated algorithms combined with our unique data insights, we are able to give customers an instant, online decision on a car loan without affecting their credit rating.
Visitors to the site and those that apply for finance who are undecided about where to buy their vehicle are given the option of choosing from one of our supporting dealers.
As such, rather than taking customers out of the market at point-of-sale, we can generate leads for our dealer partner from those customers already looking for their finance online.
“I have been looking for car finance for months and many of the other companies made it very complicated with high rates and silly criteria. I found this company and within a week two fab members of staff have successfully helped me find exactly what I need at a fraction of be cost. Can’t rate them highly enough!” Jasmine H
Our online credit score and eligibility checker
My Car Credit Score is our independent, online credit score checker which can be added to a dealer’s car sales website to allow the customer to check their eligibility for car finance whilst generating a lead for the dealership.
Minimal customer data is required for the dealer’s customer to obtain their credit score, likelihood of acceptance and likely cost of credit. Unlike other funders who rely on just their own credit policy, My Car Credit Score uses a panel of 34 lenders to determine the likelihood of acceptance, increasing the chance of giving the customer a positive response.
The captured data is then passed onto the dealership for the salespeople to contact the customer with a view to selling them a vehicle.
- Free, user-friendly, mobile-friendly application form using a soft search
- Independent and does not affect customer’s credit rating
- Captures customer data, generating leads for dealer’s sales people
- Free to supporting dealers